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    <loc>https://www.blueoceansfinance.com.au/blog/6-pain-free-ways-to-pay-off-your-mortgage-faster</loc>
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      <image:title>Blue Oceans Finance Blog - 6 (relatively) pain-free ways to pay off your mortgage faster - Make it stand out</image:title>
      <image:caption>One of my goals is to get rid of the mortgage for my family’s future</image:caption>
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    <loc>https://www.blueoceansfinance.com.au/blog/does-talking-about-money-make-you-uncomfortable</loc>
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      <image:title>Blue Oceans Finance Blog - Does talking about money make you uncomfortable? - Make it stand out</image:title>
      <image:caption>Start talking money with your partner, kids and a trusted adviser.</image:caption>
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    <loc>https://www.blueoceansfinance.com.au/blog/its-not-what-you-earn</loc>
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      <image:title>Blue Oceans Finance Blog - It’s not what you earn, it’s what you burn. - Make it stand out</image:title>
      <image:caption>Put saving, not splurging, first.</image:caption>
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    <loc>https://www.blueoceansfinance.com.au/blog/how-low-could-interest-rates-go</loc>
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      <image:title>Blue Oceans Finance Blog - How low could interest rates go? - Make it stand out</image:title>
      <image:caption>“Where do you think interest rates will go?” - a popular question!</image:caption>
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    <loc>https://www.blueoceansfinance.com.au/blog/how-safe-are-your-redraw-funds</loc>
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      <image:title>Blue Oceans Finance Blog - How safe are your redraw funds? - Make it stand out</image:title>
      <image:caption>Know the difference: rebate v offset accounts</image:caption>
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    <loc>https://www.blueoceansfinance.com.au/blog/category/Redraw+account</loc>
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    <loc>https://www.blueoceansfinance.com.au/blog/category/Offset+accounts</loc>
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    <loc>https://www.blueoceansfinance.com.au/about</loc>
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    <lastmod>2023-02-09</lastmod>
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      <image:title>About</image:title>
      <image:caption>Blue Oceans Finance is a boutique mortgage brokerage based in Western Australia. Our business is solely generated from referrals and word of mouth. We know we do our job well because our clients come recommended by current clients. Our considerable finance and property development experience enables us to empower our clients to make informed decision to finding the right loan to best suit their needs, lifestyle and goals. With over 40 lenders on our panel, we provide a range of products to enable you to compare options. A home loan is a long-term debt, and even a small difference in interest adds up over time. So having it done right can save you thousands. We have a range of specialists on our panel to assist with your property purchase including accountants, property lawyers, settlement agents and building and pest inspectors.   Annie Mussell Mortgage Broker, Director Annie is a former Accountant with 17 years of residential and commercial property subdivision experience. She know your time is valuable and her and her admin team make the process as smooth as possible. Her experience and banking relationships cut down the time and frustration you would otherwise suffer dealing with lenders.</image:caption>
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    <lastmod>2023-02-09</lastmod>
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  <url>
    <loc>https://www.blueoceansfinance.com.au/giving</loc>
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    <lastmod>2021-08-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/610fe0213e433b53202dab4d/1628485991508-USKUSE45DNJZCR1DUXUR/Australian+Marine+Conservation+logo.jpg</image:loc>
      <image:title>Giving</image:title>
      <image:caption>The Australian Marine Conservation Society is Australia’s only national charity dedicated solely to protecting our precious ocean wildlife – a community of ocean lovers across the nation working for healthy seas.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/610fe0213e433b53202dab4d/1628486316476-5QGZ0YWICNV1EEPUNMMP/The+Ocean+Cleanup+Logo.png</image:loc>
      <image:title>Giving</image:title>
      <image:caption>The Ocean Cleanup is a non-profit organization developing advanced technologies to rid the oceans of plastic.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610fe0213e433b53202dab4d/1628486522221-8O3WSTL5MRZ5UPCMNVGF/surfaid+logo.png</image:loc>
      <image:title>Giving</image:title>
      <image:caption>SurfAid’s mission is to improve the lives of women and children in remote areas connected through surfing.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610fe0213e433b53202dab4d/1628487001363-QKRPJYNJXDNLGHBVDWMA/ex2.png</image:loc>
      <image:title>Giving</image:title>
      <image:caption>Sisters of Our Lady of the Missions are a global organisation providing support through education, health and community support in the poorest communities in the world. Annie travelled to Myanmar in 2018 and spent time with the beautiful Sisters of the Missions, who have given their lives to improving the lives of those less fortunate and forgotten. She could not help but be inspired by these ladies risking their lives working in some of the poorest, politically unstable, and violent countries in the world.</image:caption>
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      <image:title>Giving</image:title>
      <image:caption>Participation – We participate in Clean up Australia days and Take Three for the Sea.</image:caption>
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    <lastmod>2023-02-09</lastmod>
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      <image:title>Contact - Let’s connect.</image:title>
      <image:caption>Blue Oceans Finance Dunsborough, Western Australia Cottesloe, Western Australia M: 0408 940 560 E: hello@blueoceansfinance.com.au</image:caption>
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    <lastmod>2023-10-25</lastmod>
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